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This rate of loan refinancing profitable home may be the main reason to refinance your home loan.

It will include making refinancing for the education of your children or their marriage.

By the 80/20 mortgage you avoid paying private mortgage insurance, which can add hundreds of dollars on your monthly mortgage amount.

Banks make most of their profit by selling your home loan on the secondary mortgage market.

Typically home refinancing is done when you have a mortgage on your home and ask you for a second loan to pay first.

You have other considerations such as mortgage terms, monthly payments and so on thinking.